Welcome to this 4-bedroom, 3-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. With 2,854 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 5 acres, giving ample room to relax, play, or plan future outdoor projects. Practical parking available makes everyday living easier for households with multiple vehicles. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently listed for about 16 days, this property combines space, style, and value. With an asking price of $664,900, this property represents an appealing opportunity in the current market.